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Why Choose Us | National Mortgage & Finance Corp

Why Choose Us

 

First home buyer

We understand how important and exciting, yet often stressful journey this is. We love the opportunity of sharing our knowledge and experience with you right from the beginning. It helps to have someone to bounce ideas off and get guidance from. We can assist with property research, tips on negotiating with vendors and agents, buying either privately or at auction, preparing and submitting the required paperwork for the government grants and so on.
We are there to help you all along.

Property Investor

Investing in property is a viable investment to any other form. Finding the right property in the right location is only part of the challenge. With the regulators constant scrutiny and demand for prudent lending, the parameters are constantly changing. Most lenders have restrictions on lending limits, however some will allow to borrow at higher liimits.

Refinancing

There are many reasons to consider refinancing, especially in today’s competitive market. We'll work with you to determine whether or not it is feasible to change the lender, weather you are happy with your lender, do you need any added or reduced features, are you paying too much in fees, is the interest rate too high, or have your financial circumstances changed.

Self Employed Borrower

Being a business owner can be demanding, with cash flow and costs potentially varying on a monthly basis. The lenders on our panel provide not only the standard home loan options for self employed customers, but also have access to simplified documentation home loan options to make it a little bit easier getting to the finish line.

Equity Release for Seniors (also known as Reverse Mortgages)

A facility for people over 65 years old with sufficient equity in a residential property. It is a “loan for life”, where funds can be used for any purpose and there is no requirement to make repayments, unless you choose to. The purpose is to assist with better retirement lifestyle, could be used as additional income, for health care, holidays, home repairs, buy a new car or help the family.
Careful approach and consideration with family is best with these type of loans.